TRAVEL EDIT: IBD TRAVEL POST BREXIT

Politics is by no means something that I’ve ever taken an interest in. Personally, I think that is because I just don’t understand it. The to-ing and frow-ing, the child like arguments between parties, the utter crap that these politicians promise but never deliver. It has always been too much for my to wrap my head around.

However, in the last 12 months or so I have really taken an interest in what is happening with Brexit. In particular what will it mean for travel.

None of this content is sponsored in anyway. This is all based on my own understanding in order to try and help others to also understand.

At the moment, we don’t know what is going to happen. Are we going to leave the EU at the end of October with a deal or without a deal? What does a deal look like? I have been reading a lot of advice about travel and in all honesty, I have found it quite overwhelming.

I know this is probably a really boring subject but I hope it gives you some clarity for now (until the tables turn, once more I’m sure).

As part of the current EU agreement, Brits are entitled to healthcare in EU countries at a reduced rate and sometimes free. This is subject to you carrying your EHIC card.

EHIC – European Health Insurance Card. It covers you for treatment that becomes necessary during a temporary visit to an EEA country or Switzerland until your planned return.

This means that if you have a flare for example, you can receive treatment during your holiday.

I read that currently, 31 countries are apart of the EHIC scheme. However, only 3 countries are expressing their happiness to allow this to continue after Brexit – Spain, Belgium and Ireland. With just 3 countries expressing willingness to continue EHIC, it doesn’t leave us much hope for what this will mean outside of these.

The government however, are asking for all EU countries to continue EHIC until the end of 2020. I guess this means they are trying, but Brexit means so much more than just the ability to travel – politicians have ‘bigger fish to fry’, I can’t imagine they will be pushing hard for any solid deals in this area.

What does this mean?

Buy travel insurance.

If you are planning to visit anywhere in the world, it is vital that you have a good level of coverage on your travel insurance. Think about this as travel outside of the EU. When you visit America, for example, you need to have medical cover on your insurance because the cost of healthcare in the US is phenomenally expensive.

Travel insurance for IBD!

Check your medical cover.

Not every insurer will cover pre-existing medical conditions because they want to keep pay outs low. And those with IBD are in the risky bracket – more likely to need treatment abroad. However, it’s not all doom as there are a number of insurers that will cover IBD.

The main point here is make sure you check the coverage.

When searching for insurance, you need to be honest about your condition, even if your in remission. They will want to know how many hospital visits you’ve had recently, as well as more detail about any surgeries.

You will always be offered a number of policy options – check the level of coverage. Sometimes I think it is better to pay a higher premium for the best coverage for you. You can never be too careful.

For example, if you are packing any biological medicine, check that there is coverage for this.

What is the cost of IBD travel insurance?

Check your coverage levels.

The insurance premiums vary and they are also reliant on your individual case, and how likely is it that you will need treatment. Someone who has had recent surgery is seen to be more likely to need treatment, over someone who is in remission.

For information purposes, I’ve paid between £10 and £20 for a weeks cover during my trips to the EU. I previously paid £65 for my US cover.

Previously, I have taken cover from:

Staysure

Post Office

Medisafe

There is also a great comparison site, Medical Travel Compared, which is aimed at helping those with health conditions find cover.

In short, we don’t know what is going to happen with Brexit. We therefore need to take responsibility for our health on our trips and make sure we are covered sufficiently.

With the correct travel insurance, there is no reason why we can’t continue to enjoy our holidays.

What this space – I will try my best to keep up with the ever changing Brexit information, and how it will affect our travel plans.

In the meantime, let’s lighten this post up. Here are few of my favourite snaps from this years trips📸;

Love,

Soph x

Insta: @crohnswithme

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